A big incentive to not back-feed utility lines is damage to your expensive equipment.
Even if someone was so callous that they didn't care about risking a utility workers life, they would still care about smoking their own generator. Either by the load of the rest of the grid trying to draw off your little genny, your outgoing power meeting incoming utility power, or the best one I heard from a lineman here on TBN, having them direct short your machine if they find power coming back through their lines.
Anyone with an ounce of understanding wiring and electricity isn't gonna connect a genny without disconnecting utility line. If you have no understanding of electricity, you probably should not be producing it.
Never had to do it but I would in an emergency, I've got a lock on main breaker box so I know no one could flip the switch by accident. I'm glad to see some admitting they do, probably more doing the old school manual disconnect and back-feed panel (not grid), than those with transfer switches or interlocks. Not promoting, but it's commonplace, it's definitely a one man operation, not safe if more than one person is involved with setting up.
If you want wife or family, or anyone else to be able to operate back-up system you will need safety features in place to prevent accidents.
Just waiting for the safety police to swoop down on this thread
JB.