Large fabric building failure(s): Does this make sense to you?

[piaffepony]

Question to my favorite TBN geniuses:

Long story short: 2011: Built a 72x300’ fabric building that is used as an indoor riding arena. My cover is in 3, 100’ sections.

2014: North Texas storm tore the middle cover off. Clearspan made it right.

2019: Storm rips off another cover. This time: they want $20k just to replace 1 cover (not including labor.) Before I bought the building, I was told the cover is approximately 10% of the cost of the building. I paid $110K including shipping, taxes etc. Insurance is covering it, but how many more times is insurance going to cover it?!

The warranty was for 10 years, and has a wind rating if 90mph. Neither weather event reached that. Here is their response:

“Good questions. The warranty unfortunately does not cover any acts of God or weather incidents like wind. The structures are designed to meet minimum 90mph wind but the warranty only covers manufacturers defects.”

Ummm straight line winds less than the rating advertised, isn’t a manufacturing defect? Twice in 8 years! Are my expectations too high here? Am I being unreasonable? Anyone else experience this, and reach an acceptable resolution to this problem?

 

[Industrial Toys]

Sorry, but it's why I don't consider them a building at all but rather a tent. And a tent is rarely a permanent structure.

 

[boomer1025]

What broke and allowed the cover to fly up ??

 

[MossRoad]

Question to my favorite TBN geniuses:

Long story short: 2011: Built a 72x300’ fabric building that is used as an indoor riding arena. My cover is in 3, 100’ sections.

2014: North Texas storm tore the middle cover off. Clearspan made it right.

2019: Storm rips off another cover. This time: they want $20k just to replace 1 cover (not including labor.) Before I bought the building, I was told the cover is approximately 10% of the cost of the building. I paid $110K including shipping, taxes etc. Insurance is covering it, but how many more times is insurance going to cover it?!

The warranty was for 10 years, and has a wind rating if 90mph. Neither weather event reached that. Here is their response:

“Good questions. The warranty unfortunately does not cover any acts of God or weather incidents like wind. The structures are designed to meet minimum 90mph wind but the warranty only covers manufacturers defects.”

Ummm straight line winds less than the rating advertised, isn’t a manufacturing defect? Twice in 8 years! Are my expectations too high here? Am I being unreasonable? Anyone else experience this, and reach an acceptable resolution to this problem?

View attachment 608615

Well, that's a head scratcher.

What does your insurance agent say? Are they going to go after the manufacturer or just pay the claim?

 

[randy41]

can you post a copy of the warranty?

 

[Diggin It]

Insurance is covering it, but how many more times is insurance going to cover it?

How many more times are you going to put something up that has been proven not to be able to withstand the winds in your area?

This is why insurance rates are so high for all of us. People rebuilding things the same way in the same place after a weather related loss. Winds and floods tend to repeat. A loss due to either should be a learning experience and teach us not to rebuild the same way in the same place.

 

[LouNY]

What broke and allowed the cover to fly up ??

I would be interested in that also,
usually the covers are strong enough if properly secured,
are the tightening straps breaking or is the cover tearing?

Do you have ends on your coverall or is it open on both ends?

 

[MossRoad]

How many more times are you going to put something up that has been proven not to be able to withstand the winds in your area?

This is why insurance rates are so high for all of us. People rebuilding things the same way in the same place after a weather related loss. Winds and floods tend to repeat. A loss due to either should be a learning experience and teach us not to rebuild the same way in the same place.

She paid for it once. It's the situation she's in. That's what she has to deal with at the present. It's covered under insurance. I think most of us, once we pay for something, will not just throw it out if there's still monetary value and use in it. There's still recoverable monetary value in that structure, as well as useful space. Once all the blood has been squeezed from that turnip, then it's time to look for something else more durable. Not now.

 

[4570Man]

How much would it cost to have metal put on the currently broken part? I’d hate to pay over 20k for something that’s proven to last about 5 years.

 

[hawkeye08]

Big reason why I don't have a structure like that, wind is a problem where we are.