Not sure how you can get to $20K on a mini truck. I’m into mine about 10k, which includes three sets of wheels and tires (ATV for offroad, and two sets od Mud and Snow tires, one with studs), the steel for my bumpers, the four tongue jacks to act as outriggers so I can level it up when I use the scissors lift as a man basket (also handy for getting all four wheels in the air to rotate/change out tires as the seasons/mission changes), some steel to build a second set of bed sides, and tailgate which are 42-inch high as OSHA compliant guard rails. a new carburetor, new radio and speakers, the winch, and the wiring and plow lights.Minis might work on some properties, but like many recommendations, your situation may dictate otherwise. No way a mini could do what a UTV can do on my land. The mini is more expensive than the equivalent UTV. You cannot compare to the most expensive UTV to justify the expense. I can get a UTV that will do what I need for about 10k. By the time I upgraded the mini to handle my minimum needs, it would be twice that at least.