As I said a few pages back, it's worthwhile for anyone to get financial planning software to plan for retirement.
I only see my raises when I get overtime. My take-home pay for a straight 40-hour week hasn't changed in 12 years. I have my 401k deductions automatically raised each year around the same time my annual raise kicks in.
I had 3 wisdom teeth removed that were impacted and never came to the surface. Two looked like your x-ray. The third was actually growing sideways. Getting them removed wasn't too bad. I was actually awake for it since the knockout gas makes me really sick.A friend of mine came very close to death because he never took care of his teeth. Infection got into his blood. Healthy teeth, healthy body.
Side story. 3 years ago I got infection behind my last jaw tooth on the right side. Went to the Dentist and he took a better xray, rather than the simple ones they use. He found my wisdom tooth buried in my jaw bone. It had never came to the surface. Infection got down in there from having my teeth cleaned, which I do twice a year.
Went to a specialist. Requires major surgery to remove. 90% chance they'll break my jaw bone. If so they would graft a bone from my leg and rebuild the jaw bone. Had a scheduled surgery. Covid hit. Surgery canceled. I've just left it alone. It's been there for decades. My hygienist just don't dig around behind that last tooth. No problems.
Now that I know what I'm poking around for, I can put my finger on it under my jaw bone. Makes me think I'm going to throw up. No return of infection.
My Dental Hygienist says I'm special. I tell her she is too.
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I bought Quicken's forecasting and retirement planning software in 1996 or 97 after my savings had suddenly surged ~30% in a year and I started wondering if I could retire early. 1998, similar increase! So I retired summer 1998, age 54. Best decision I ever made.
Wife and I have always put 15% of our income into 401K or IRA depending on employment and when they became available for us to participate in. Couple that with we both had pensions at that same time. Both pensions got froze, but we double invested up until then. Sometimes our employers matched as much as 100% up to 10%. Sometimes they did no matching. But we kept buying shares and just pretended that we made 15% less than we did.
