If we started jailing un-insured/un-licensed drivers, all our insurance rates would be lower. Roads would be safer too.We really get screwed here in B.C.with government insurance. My 2005 XL1200R has 65HP and costs me around $100.00 per month for just public liability. That's about the same for my 2014 CTS-V. Both are summer only vehicles.
Costs have jumped up most everywhere, but it used to be for what you could insure a mid-range MC for in some States, those same $ would not even insure a moped up here.
Rgds, D.