We do a lot of business in the equine industry, and like I said, we sell horses both internationally, and stateside. We have checked, and then checked again to ensure that wire transfers are a one way deal only, and they are, and we have never had a single penny taken out. A buyer once tried to break a contract, and retract funds, and he was unable to do so, and our bank alerted us, that he had attempted to withdraw a wire transfer, and was categorically denied, by both banks. It may give you a piece of mind to talk to you bank about it, and I would recommend doing so if you have not done a wire transfer before. We have been in the equine business for 15 years, and never had one bad wire transfer. They only issue we ever had, was a buyer not calculating the exchange rate, but that had nothing to do with the wire, or the banks. It is by far the safest way to do a large cash transfer if you are unsure about the seller. I also like to do business with people in person, and tend to trust people, but we have had fake US Postal Money Orders, bad checks, and once, counterfeit bills. It was only a few, and the buyer may not have know, but the bank caught it, and we were out that amount. We do have a second checking account, and it is a free account, that we opened at our bank, and we only use that account for wire transfers. I personally don't like these funds going into our main account, mainly because we often handle the money for the seller, from the buyer, so we don't want any discrepancies, if we need to show them a ledger.