tkappeler
Platinum Member
Homeowners have no ownership until the building is completed, until then the contractor does or should (ie: fire, theft, etc.). As far as you claiming to be the General Contractor, I would urge caution using that term or insinuating you have total control over the project. That shifts the responsibility for quality, sub payments, material payments, etc to you and away from the contractor. He will have no responsibility for any of those duties if he truly is a sub working under you. His insurance will also claim no harm and place all responsibility on to you. Be careful what you wish for.
That's what I am saying. I am the homeowner, I am the one purchasing the materials, etc so I am responsible for any theft, damage. I am acting as the GC and have collected the insurance from each sub I have and have a separate liability policy covering the site and me.