Scooby is usually OK with a bit of drift, so I thought I'd toss this in....
In terms of the filter Micron wars, consider using a fuel additive that de-emulsifies (as in coagulates) tiny water particles, as it will assist in water separation activity with any filter. This action is one reason I use Stanadyne, but I believe other products do this too (Optilube XPD ?).
If I understand the described Winter issues with the stock Kub filter, the type of additive I'm talking about may actually cause you to change the stock filter more often, but IMO that is better than having those tiny water droplets going through an injector. A Racor or any olde school cup separator with a drain cock will just have to be drained of water a bit more often, using addy's like I'm describing.
Rgds, D.