Hi GMTech,
I have a MF 1040, slightly larger tractor than what you have but there should be some similarities. As your sitting on the tractor, off to the left hand side by your clutch pedal is a small metal plate used to adjust your two stage clutch. I am assuming you have a geared machine. After removing that plate, you will have access to adjust the clearance on the clutch fingers. On my machine its .040 between the hex head bolt and the clutch fingers. All you do is back off the locking nut and adjust the hex head until you get a drag on the .040 feeler gage, then tighten the locknut. After you adjust each one, mark it with a magic marker. Do all three. After doing that adjust the free play on your clutch pedal to between 1 - 1 1/2".
No way could your clutch have gone bad that quickly.
I have 1450 hrs on my 1040 and still using original clutch !