I think of "puckering" as a feeling that is creeping up on you, like as you approach a dangerous situation rather than (as opposed to) a sudden exposure to one.
That has never been my understanding of puckering. That's not to say you're wrong, I may be
totally off base. But when it comes to human physiology, and the physiology of an actual butt pucker, it does not have a lot to do with a 'feeling' that you are aware of. That type of thing is
supratentorial. In other words, awareness of impending danger is processed in the parts of the brain above the tentorium, the parts of the brain that do the thinking and processing. And while I would not describe a butt pucker the same as a simple reflex like when someone goes Boo! and you jump, I would also not describe it as a cognitive process such as dread, foreboding or horse sense.
I think a sudden one causes shock, then some kind of immediate reaction. IMHO, that is different than the pucker factor.
Like a situation you know is dangerous but if you stopped, you could get out of it. Like tracking a wounded lion or getting on a slope that gets steeper and steeper if you keep going. I think it has something to with that kind of feeling, more like a warning system? You would know better than me, so maybe I'm wrong?
Like I say, I know the physiology but I don't know for sure what people mean in popular terms when they say 'pucker'. So you may be right about popular usage of the term.
But let me describe my understanding of it. Let's say you feel that you are pushing your tractor to the limits of its ability to stay on 4 wheels. Even as a beginner you will start, at some point, to get a 'feeling' that you are on the verge of rolling. This could potentially cause things like a faster heart rate, a sense of fear, maybe even sweaty palms, sharp breathing, intense concentration. But then, you hit a little bump, or get just a little more 'diagonal' and you actually feel it is going to roll over NOW! This is IT! That's when butt pucker hits. You may have been working up to it, but its
pucker when you think it IS it. This version may not be what most people think of when they say pucker, but it is at least supported by the physiology. And I've had this happen. There is a big difference between being worried that you
might roll and thinking that you
are starting to roll. Fortunately, my brain was wrong. I did not roll. But the visceral experience of thinking I was about to, is enough to keep me from pressing it that far again. My pucker was premature, but that is better, by far, than puckering too late.
I'll relate one other experience that others may identify with that kind of describes this process. We had an ice/snow storm here a few years ago. I have big pines all around my house. Some had come down, some had lost branches but most of that seemed to be over. Well I was walking around inspecting the mess when I heard a huge crack and a pop. I looked up and there was a pine branch bigger around than my leg coming down at me fast. I'm not the most quick or agile guy in the world but fortunately the ends of this huge branch brushed some others and slowed it down a tiny bit. I took one step and this thing crashed down all around me onto the driveway. It hit the concrete so hard that the branch literally shattered. I'm sure it weighed hundreds of pounds. As soon as it dawned on me that I was not dead, I remember getting a chill up my spine, goose bumps all over and the hair on my head stood straight up. I've never had that feeling before (and hope not to again) but that was like an uber butt pucker. There was no thinking that went into it. I would agree that it was not a reflex but it was not just 'wow I was almost killed' either. It was involuntary and visceral.