The TYM was the winner. Purchased a T503 today for $22,000.00 which included a $ 500.00 hay fork. Dealer said $500.00 less if did not want the fork. The TYM had more standard features and seemed to have heavier metal on the lower loader frame than the Kioti. I wanted the Kioti to be the winner, but after looking at both tractors (& many more) I felt that the TYM was the better bargain. Hope I am not sorry...