Dewbee, First of all...Welcome!!, Secondly to answer your question about doing business with any of the dealers you mentioned....No I have not. Third, and most importantly I wanted to let you know that the deal you've been quoted seems about right for the package you are after. I bought the L3200 (standard trans) with fel, BH 77 backhoe, and trailer, for right at 25,000 but the backhoe was 7,500 of that. I would have had to add another $1000.00 for HST trans, and quite honestly didnt see the point in it because I (like you) are used to manual transmissions and the HST could get me in trouble on the mountainous cliff - bearing property I live on if I were to press the pedal in the wrong direction accidentally. HST is great for quick in and out type work and where time is of the essence, but I have heard that you lose a couple of horse power with HST, and you have an extra filter to replace with the hydrolic oil change, so manual transmission to me was the way to go. Anyway.....I think the package deal you have been seeing is pretty standard for Kubota dealers but I do know there is a couple of hundred dollars you would probably be able to "play with" in getting what you want as far as implements. The 18 ft. trailer I got with mine works good, but it has no brakes, so stopping takes getting used to when its in tow (very heavy load). :shocked: As far as any unexpected charges go, I didnt have any, just keep in mind that taxes are usually not included so the end deal will be a little more. One last piece of advice....if you get one financed, get the Kubota insurance on it. Its basically an insurance policy that covers stupidity (ha ha) so if you run a limb through the radiator and burn the engine up , they will replace it. Hope it all works out for you...keep us posted. :thumbsup: