I would definately get a new L3200. The base price with loader is around $15,500 to 16,500, and I would imagine with the warranty you would have a better piece of mind about anything unexpected going wrong. I know you said you dont need the extra horse power, but a L3800 is about 17,500 with loader and you really cant have "too much" horse power in my opinion. I looked at used ones before I made the choice to buy a new one, and I only found that there was about a $2000 difference in the prices,(used-vs-new) so it only made sense to get a new one that no one has tampered with or abused.