The first 2 quotes I got were from my local dealer and the lower one was Barlow's, both quotes were for a bare machine with atv tires. Since then I have checked 3 others, one of them being Phil's tractor, which has the lowest price at $12,250 plus they have the accesories I want and they will install them for free. I have spoke on the phone couple times to them and they have been very helpful, I will probably go down to them I check it out in person. They are about 70 miles from my home but I checked back with my local dealer and he is not willing to give me this price his best deal is $13,200, even though this would be my fourth tractor purchase from him in the last 8 yrs.