I recently acquired a yellow deck stx38 with the Peerless 920-017. There was a whining noise from the transmission whenever the clutch was engaged. I found that the pulley for the input shaft transaxle was loose. I pulled the transaxle and found the pulley was trashed and there is up and down play in the shaft no side to side play. The thrust washer was worn and it looks like the bottom clip has worn away and the bearings feel gritty though there is no play. How bad of a job is it to change that bearing and is that up and own play bad? I'm very new to the lawn tractor world