I'm with the rest of the guys... Kubota is no better (or worse) than any other tractor manufacturer. 4WD is not intended to be used on dry, grippy surfaces like pavement or concrete. Usually the tire size match-up is pretty close, but not perfect. As long as you have a bit of slippage it's fine, such as with snow, mud, or dirt. That's normally where you need 4wd anyway.
Front chains are a bit different, they can potentially provide full power to a front wheel if you hook into something solid while the rest are slipping, although the differential action SHOULD prevent that from side to side. If both rear wheels are spinning and the fronts bite hard, you MAY break something in my opinion.
I didn't put front chains on the 3400 because it really doesn't need them.
If you check the owner's manuals for any 4wd truck, it says not to run in 4wd on dry surfaces because of added wear and tear, stress, etc. AWD systems with a viscous type coupling (a la Subaru) are different again, they're meant to run all the time because of the slip action of the viscous coupling.
I use mine where I need it, and leave it in 2wd otherwise. Anywhere I'm operating in snow or mud, it stays in 4wd. Dry ground (mowing or traveling) means 2wd.
Like anything else here, that's just my opinion.
Chilly