your conversation about Kubota selling price (I was at a Kubota dealer for over 20 years) Go to build a tractor that is msrp - deduct 20% add freight (nominally 1000.00), if Kubota sets it up and installs the loader add another 1000.00 add 10% - that is your # to work with. That is working #'s from the bottom - Kubota has been pushing the dealers to deduct from the top (winds up with about 5% more profit for them)