Yes, it has the 410 Loader that came with it. I've only have had the tractor for about a month but it has impressed me so far. I bought it to use mainly with the load, not for mowing. I'm spoiled, I have en exmark lazer Z I mow with. I just used the loader in the driveway today in 4 wheel drive to dig up some grass in the center lane of the driveway. I'm very impressed with how well it works for the size of tractor. It is the perfect around-the-house tractor for the odds and ends. Next mission is to find a 47" snowblower for the front of it.