Congratulations on making it out of the refinery alive. NOW get a hobby or something that will keep you active or you may be like a lot of retirees who drop dead a year after retiring due mostly to inactivity. This was the major reason that I elected early retirement, I didn't care to work till I was dead or almost there.
Retirement age is actually whenever you feel you have saved enough money to live the rest of your life and really has nothing to do with government regulations unless you actually work for the government and want the gimme money at the end. I retired a few months short of 62 after 45 years in the heavy construction industry and have not regretted it one bit. I do kinda look forward to getting medicare insurance though as medical is a big expense for early retirees. I stay busy working my tractors on my mini-farm and helping others with chores, basically anything that gets me out of the house. The best thing about retirement is that you can take a break at any time, not have to fuss with things when the weather is inclement if you don't want to. Basically live without a clock or calendar. You do (or should) try to remember the wifes birthday, anniversary etc if you value your tranquility.
