I'm certainly not looking for a discussion about the politics of health care.
There is an oddity in how people look at these benefits as compensation that Soundguy's post brought to mind. How many employees would like to receive direct compensation instead of health insurance payments? I don't recall people saying much about that trade-off. Are there employers who will pay salary in-lieu of insurance if the employee opts out?
My assumption is that generally, outside of a group plan, the employee could not purchase equivalent coverage on their own for the same dollars--were they inclined to. Supposing they were a person within the employer group plan that contributes to its lower cost, but they would rather have the dollars than the insurance? Under the Health Care law, they could conceivably meet the requirement for insurance with a plan that costs less than the employer's benefit value.
Bottom line, not all compensation is created equal--even if it graphs well. :laughing: