Are you "lucky"if you have a secure retirement?

[Parkanzky]

In America, that's your right. :confused3:

You can all mock as much as you want.

But many tens of millions of statements are printed every month. Then they're shipped (via the USPS) to millions of homes every month. Those are all stockpiled for no good reason until they're eventually thrown away and placed into the waste stream.

There's nearly no company out there that doesn't offer electronic statements now. There are a few people without easy access to a computer, but the vast majority of the population could (and should) be getting all their statements that way. Saving millions and millions of tons of paper, the printing, the shipping, then the disposal of all those statements.

Your grandchildren's grandchildren will think this (dying) system was insane. Technology means it isn't necessary anymore, but nostalgia means people keep doing it.

 

[300UGUY]

I'm pretty much paperless, except for phone and utility bills. My wife likes to check them out on paper, highlighting questionable stuff.

 

[murphy1244]

You can all mock as much as you want.

But many tens of millions of statements are printed every month. Then they're shipped (via the USPS) to millions of homes every month. Those are all stockpiled for no good reason until they're eventually thrown away and placed into the waste stream.

There's nearly no company out there that doesn't offer electronic statements now. There are a few people without easy access to a computer, but the vast majority of the population could (and should) be getting all their statements that way. Saving millions and millions of tons of paper, the printing, the shipping, then the disposal of all those statements.

Your grandchildren's grandchildren will think this (dying) system was insane. Technology means it isn't necessary anymore, but nostalgia means people keep doing it.

Sorry, I don't get that actual check. I get a facsimile of three per page which for me is one piece per quarter. If you want to save trees, get rid of all that friggen trash mail I get. A box full of crap every tuesday.

Most people recycle their paper waste. The County does it here,

 

[Parkanzky]

Sorry, I don't get that actual check. I get a facsimile of three per page which for me is one piece per quarter. If you want to save trees, get rid of all that friggen trash mail I get. A box full of crap every tuesday.

Most people recycle their paper waste. The County does it here,

The whole statement is a waste. And so is transporting it.

I'm 100% behind getting rid of junk mail. To do that, they should stop making it so cheap to send. Bulk mail rates mean legitimate postage is subsidizing the shipping of all that garbage!

 

[ovrszd]

You can all mock as much as you want.

But many tens of millions of statements are printed every month. Then they're shipped (via the USPS) to millions of homes every month. Those are all stockpiled for no good reason until they're eventually thrown away and placed into the waste stream.

There's nearly no company out there that doesn't offer electronic statements now. There are a few people without easy access to a computer, but the vast majority of the population could (and should) be getting all their statements that way. Saving millions and millions of tons of paper, the printing, the shipping, then the disposal of all those statements.

Your grandchildren's grandchildren will think this (dying) system was insane. Technology means it isn't necessary anymore, but nostalgia means people keep doing it.

I'm certainly not mocking. I'm just stating a fact. What you consider a waste might be of value to me. And I'm sure if I dug around in your world I'd uncover a dozen things that I would consider waste. Again, in America, that's your right.

 

[ovrszd]

I'm pretty much paperless, except for phone and utility bills. My wife likes to check them out on paper, highlighting questionable stuff.

Shame on her, she could do that online!!!!

 

[Parkanzky]

I'm certainly not mocking. I'm just stating a fact. What you consider a waste might be of value to me. And I'm sure if I dug around in your world I'd uncover a dozen things that I would consider waste. Again, in America, that's your right.

I don't deny that there's waste in my life. But my waste doesn't justify other waste. What value are you getting out of all those statements that you wouldn't get looking at them on your computer screen and then printing them in the rare instance that you needed it for something?

 

[ovrszd]

I don't deny that there's waste in my life. But my waste doesn't justify other waste. What value are you getting out of all those statements that you wouldn't get looking at them on your computer screen and then printing them in the rare instance that you needed it for something?

I don't deny that I could look at them online. Again, in America, it's my right to request them mailed to me if I choose. I leave a very small carbon footprint on this planet. Stopping my mailed statements would have an immeasurable impact on that footprint. Not knowing you I cannot counter a defense. You haven't offered up a "waste". You've only indicated that you have some. So why don't you stop doing those?

 

[RedNeckGeek]

Cancelled checks back (snail mail) in SO outmoded, can't you learn online as to the status? In over 20 years with my credit union I never needed or wanted a cancelled check back.

This year I had to produce records from the previous four, including cancelled checks. When I went up to the bank web site to print them out, the on line records only went back a year. Everything else had to be ordered one-at-a-time through a cumbersome process, and they weren't free. Now I use a check register with built in "carbon" copies.

Also not great access to old records with my brokerage house, so I keep all my paper statements and transaction confirmations.

I have real problems with any electronic records stored at an off site institution. It's just too easy for them to decide not to make old records available, and when they do, you're SoL if you don't have your own copies. Call me old fashioned, but when all you "paperless" types are begging for records your bank will only produce at a significant cost to you, I'll be leafing through a file cabinet and will have what I need after only a few minutes. And before someone says "but what happens if your house burns down?" I've been doing it this way since the '80s, and nothing's burned down yet...

 

[Parkanzky]

You haven't offered up a "waste". You've only indicated that you have some. So why don't you stop doing those?

I'm trying. See the difference?