For the other retired guys::

[check]

There are no guarantees. All we can do is increase the odds in our favor by planning/acting as best we can and then hope for the best. The biggie on your list is health. One day we can have a large nest egg for retirement and the next day it can all be gone from outrageous health care expenses. The average direct/indirect costs of a severe heart attack is $1 million! Direct costs include charges for hospitals, doctors and prescription drugs, while the indirect costs include lost productivity and time away from work. How Much Would a Heart Attack Cost You? - CBS News

OMG, a million bucks?!!! Where the heck do you live? Here in Ontario we wouldn't pay a dime. (Well, maybe $50 or so for the ambulance, but that is all.)

 

[4570Man]

I'm the type of guy that dreads going to different social events and lose sleep over pulling a old tractor out of a barn that's been sitting for the last 20 years or picking up a new calf, I have lost sleep over a day designated to cutting and splitting firewood with friends, or getting to replace someone's furnace and A/C. That kinda stuff is fun for me, sitting around talking all day is not for me. I feel I wasted a day after. Currently I'm working a 40h a week job, taking care of 42 chickens and 4 cattle and have too much free time, that's why I want to increase to 10-15 head in 2017 or take on more HVAC side jobs. I got this way in HS or just before. I was broke working 20-45h a week as a host at Olive Garden plus HS and would take on random side work because it was something to do and put money in my pocket, I like to do projects on someone else's penny. I will retire at some point but don't think I will ever stop working, I enjoy it too much, I pride myself on the quality of the work I do and am a believer of fixing stuff right the first time and not rushing. I will be honest, I would be really sad to sell my tractor and stop raising cattle, I would have to find something else to fill time. If I only have 1 or 2 things going I get lazy, I like it when I have a full schedule and 3 or 4 side jobs or projects going at one time, I just bounce around them when I get bored with one lol. I'm always looking for what's next, my HVAC instructor told us to never get comfortable, never settle and don't stop advancing yourself and I try not to. I wish I was more pulled in by college or I would take one some classes, I have never been to college but never had a interest in HS. Only class I got excited about was the HVAC class in the career center, hands on stuff. I have always wanted to take a welding class. I stopped doing side work for a while because it was getting boring, after about a few weeks I started drinking, quite a lot actually to the point it was a concern to me, let's say my tractor payments now are less a month then I was spending on alcohol, now I don't drink at all, I don't smoke and never did.

I think we would get along great. I often get asked why I build a lot of the useless stuff I do. Because it's fun. And the only thing that beats playing with equipment is getting paid to do it.

 

[BrokeFarmerJohn]

I think we would get along great. I often get asked why I build a lot of the useless stuff I do. Because it's fun. And the only thing that beats playing with equipment is getting paid to do it.

That about sums it up.

You must have played with logos as a kid much like I did lol

 

[BrokeFarmerJohn]

I guess I'm happy enough with the cattle paying a little over 50% of my tractor payments to keep the tractor, its just too dang handy to have.

 

[dragoneggs]

I guess I'm happy enough with the cattle paying a little over 50% of my tractor payments to keep the tractor, its just too dang handy to have.

Ha! Maybe I should take up tractor counseling?

 

[BrokeFarmerJohn]

Ha! Maybe I should take up tractor counseling?

I was more after retirement advise lol and I feel kinda bad about putting off saving/ investing for retirement now.

Mainly because all the projects I still need todo this spring, fix up the dump truck, haul gravel for the driveway and sell the dump truck lol. It sucks because I'm fidgety about getting that done now but I can't because it's winter and I don't feel like fixing a break line in the winter.



That's a 1985 F350 4x4 5speed with a 460 v8 in it. Cab was replaced to a 93 F150 XLT. I gave $250 for it lol and I have insured it for a year and half even known it's done 3 miles on the road in my possession. I prob paid more in insurance and plates than I gave for the truck.

I put new front calipers, shoes, rubber break lines and have a rubber line for the rear. Found another hole in the steel line across the rear axle, after I fix that it's a matter of bleeding breaks and she should be road worthy. Gas tank has a leak also.

 

[olPete]

I put new front calipers, shoes, rubber break lines and have a rubber line for the rear. Found another hole in the steel line across the rear axle, after I fix that it's a matter of bleeding breaks and she should be road worthy. Gas tank has a leak also.[/QUOTE]

Have you tried the water balloon for big brake bleeding jobs? I saw it for the first time the other day and your post reminded me

Some really priceless information on this thread thanks to all who have posted. And for those who have lost, my thoughts go to you

 

[Big Barn]

A little something to "cheer up" you guys still looking forward to retirement:



Terry (and a bunch of other anonymous retired guys)

 

[rustydollar]

A little something to "cheer up" you guys still looking forward to retirement:

View attachment 496875

Terry (and a bunch of other anonymous retired guys)

With your choice of hobby you must know my very good friend John Chipperfield out in Metchosen

 

[RBLapham]

My retirement clock