A couple observations.
First, as to using the length of bar/extension, remember that the force applied (which is multiplied by the length) is going to be from the center of said applied force. So a 6' long bar will not apply 6x the force applied, unless you can apply ALL of that force at the VERY END of it. If you are putting your weight onto a bar, you are likely using two hands, spread apart at least 6". So to use your weight times a length, your extension needs to be 9-10" longer than the length you are using as a multiplier. IOW, a "5 foot" bar is only going to give you a 4.2 or so multiplier.
Further, for weight to be fully used, the bar needs to be exactly parallel to the ground. If it is above or below that, the force is reduced, as the effective "length"(horizontal distance from center of bolt to center of applied force) of the bar is also reduced.
Regarding the length of standard hand wrenches, they are based on average* strength and the typical standard grade 2 bolts. For instance (totally pie in the sky numbers), since a typical 1/2" bolt should be torqued to about 40 lb/ft, a 3/4" wrench is 10" long (8" center of force for one hand) because the average mechanic can apply 25-30# of force from any position.
*extremely variable and mostly irrelevant, but you have to start somewhere, right?