How NOT To Bank.

   / How NOT To Bank. #72  
I came across this post. Looked on Michigan's list, found one for my deceased father, my daughter, son, and wife's brother. Filed claim for dad a few minutes ago and sent link to my duaughter. Thank you folks!
 
   / How NOT To Bank. #73  
Another banking story. I disputed a charge on my credit card. Although they were supposed to stop all fees and interest they did not and as some of you know, phone calls and e mails did no good.

Because i did not pay the bill they pinged my credit rating which was excellent. A poor credit. rating results in higher insurance rates and lower credit limits on your cards etc. I opened a Lowe's card just to get the 5% discount, they allowed me $1000.00 credit line. That's funny. I told the lowe's credit guy I always paid in cash anyway, all i wanted was the 5% discount, which i got.

I won the dispute with my credit card but, the credit card co won't remove the negative report so my credit rating still suffers. They are basically saying, too bad, so sad, talk to the hand.

The credit card lobbiest lawyers got the politician lawyers convinced, everything is all under control. You talk about catch 22!
 
   / How NOT To Bank. #74  
Here it is boys... It's official.
---------- Forwarded message ---------
From: South Carolina Unclaimed Property <sc.reporting@kapsreporting.co>
Date: Mon, Jan 25, 2021, 9:30 AM
Subject: Claim # *******



Claim ******


Dear Claimant:


Congratulations! Your claim ******* in the amount of $5,200.00 has been processed for payment. A check will be mailed to the address you provided within 14 business days. If you need further assistance, please contact our office at unclaimed@sto.sc.gov.

Sincerely,

Unclaimed Property Program
 
   / How NOT To Bank. #75  
Not sure who brought up the escheatment issue first, but I owe you a nice steak dinner... Thanks! :drink:
 
   / How NOT To Bank. #76  
Got my Saturday from my escheatment. Finally. NJ tool the whole 90 days.
Glad you got your money, that's a pretty fine $ amount!
 
   / How NOT To Bank. #78  
You’re welcome! Enjoy the dinner and tell us about it.

Was that you? I sincerely thank you, cause I had no idea this type of thing even existed. The dead beat I put the mechanics lean on must have had to pony up at some time to clear the lien; that was like, 18 years ago... I owe you one, Sir. :thumbsup:
 
   / How NOT To Bank. #79  
Was that you? I sincerely thank you, cause I had no idea this type of thing even existed. The dead beat I put the mechanics lean on must have had to pony up at some time to clear the lien; that was like, 18 years ago... I owe you one, Sir. :thumbsup:

It's amazing it was still available to claim. Many states only hold them for a few years. Five to seven seem common.
 
   / How NOT To Bank. #80  
Some banks are getting carried away.

If I go to one to, example, get change for, say, a $100. banknote they force you to make a deposit first B4 handing U the change.
They always use the excuse that it is 'for your protection', yeah!

But what if I have no acct there?
I'd be out of luck as in many cases some businesses refuse certain denominations due to counterfeiting.
Shucks I was once refused cash to pay a traffic ticket but I argued that I was using legal tender (and won my point).

I got $95.oo worth of gas free that way. Attendant said he wouldn't accept the 100$ bill for $95.oo worth of gas. So I left
with my C note in my pocket. Cops came to my work and asked about it, I told them the whole story and they told the attendant he was on the hook for the 95. bux. Even the legal tender wouldn't budge the clerk.
 

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