In my opinion many seem to have a need to pin blame on something intangible, or at least someone else in order to divert blame. The cars are too big. Cell phones cause accidents. Guns kill people. The bartender never should have served that many drinks. Cancer is the tobacco company's fault. Fast food restaurants need to sell smaller sizes. The SUV rolled over at 85mph due to faulty tires. There's been hundreds more in my lifetime already. Take a step back, put on your big boy (or girl) pants and learn about personal responsibility. Accidents happen, but so does carelessness. You can't legislate against accidents, but you do have some control over carelessness - if you choose. When I was young, if you did something stupid you got smacked around and didn't do it again. Now, your family sues someone else because it can't be your fault.
I've never had an employee (yet) get in an accident on the way to work in their car, but I did have one who occasionally rode a bike on a 20 mile commute to work. He was an accomplished cyclist and did this ride whenever he didn't need to be somewhere else right after work. One morning he was a few hours late because he had a problem with a slippery road. He got banged up a little and decided that his desire to provide for his family was better handled in a motor vehicle. Statistics aren't always everything.
I was once on a motorcycle stopped at a traffic light and got rear ended by a truck and pushed into traffic because the driver didn't see the motorcycle taking that space on the road. Clearly the other driver's fault, but had I been driving a truck I would have been in far less risk. I have a very small older fiberglass shelled car that I occasionally drive on weekends. If I get t-boned by a Prius while driving it, I'm dead. I don't step into a crosswalk unless I'm sure the traffic is stopped or slowing to acknowledge me being there. It doesn't matter who was right or wrong, I'm still dead. I temper my rights and freedoms with whatever choices I think will keep me alive longer. Add in parallel parking assist, lane change warning, automatic lights, TPMS, and god knows what ever other features we have, and we're probably now two generations into dumbing down the skill level of drivers. I don't like it, but unless people change in general, then I have to.