I was taught fiscal responsability by watching my parents. It wasn'tuntil I was in my 30's that I took action though. I live life, enjoy how I am proceeding, don't spend what I don't have (other than mortgage), save and invest wisely. I am 60 and retired. I have a small pension, waiting on SS, and spending liquid assets at a slow rate until then. All my 403B money was transfered to my retirement account and is invested in a safer investment which say earns 7%, and that will be my monthly payment when I deceid to take it. Princible lives on. Unless I want a second home...
I feel there are too many social programs that are pulling down the productivity of the nation. Yes, I do believe in unemployment, but not unlimited. 26 weeks should be plenty enough time to land a job. I also believe in a hand up, subsidizing those who are working but not making it work finacially. Hand outs do nothing more than making people lazy, if they aren't already.
Hand outs buy votes...