I agree that you should try to buy a 220v welder.
You will probably use it more than you think, and be glad you did.
As far as welding 1/4" with a 110v welder, yeah, it can be done. If you bevel the edge, or heat the metal first, you can do it on a limited basis. But, it's more like work.
The other problem you'll have welding heavy material, is the duty cycle. It's only going to run on full power for a limited amount of time. Seems like as soon as you get enough heat in the metal to start to make a nice weld, the automatic shut down to keep from overheating kicks in. That's the other reason you want the bigger machine.
Flux core wire splattering is a bit too much for me. So, I like using the shielding gas. But, flux wire does have an advantage if you're welding outside.