You get gob smacked in the rear end by about anything, especially when the smacker is not attentive and hauling butt, you are going to get hurt, exploding gas tank or not isn't really relevant.
I must dance on the side lucky because in all my driving career in big trucks and smaller vehicles I never got rear ended. I was driving in a car with another driver, way back when and he got gob smacked by an inattentive driver while we were sitting at a stop light and he as seriously injured and so was I and we both went after the guy that hit us, his insurance company and quite candidly, I got a bundle for it. Was a Chevy Malibu and he hit us so hard, it pushed the rear bumper into the back seat. I got away with some hospital time and was repaired. He wasn't as lucky and even today, many, many years later, he has an artificial leg and could never work again and walks with a decided limp even now.
No amount of compensation can fix that.
Like I said, I don't and never have driven like an idiot but like you stated, you cannot control the 'other driver'.
Never rolled the Suzuki's or the CJ either but again, I never drove like an idiot.
I do have a penchant for speed however and I've explored the upper limit of my Focus RS as well as my late dad's 66 Vette way back when (150 plus mph), but only did it when I had the visual clear distance and not in a traffic scenario.
I look at owning a rocket ship vehicle for what it is not what it can do but being a human, I have explored that aspect in the past, just don't make a habit out of it. The 'clock' on my RS goes to 160 clicks and I've been there in the past as well. One time was enough however. Seed is way to risky, even on a highway with no other vehicles around. In all my years, I've never gotten a traffic ticket for anything, guess I'm pretty lucky in that respect and my insurance does reflect that and that includes literally millions of miles driving Class 8 tractor trailers, hauling steel and over dimensional loads. Today especially I view driving as a privilege, not a right and I motor as such.