No worries LOL
Only thing I never paid cash for was our home when we bought it 20 years ago, and now it's paid off.
When we bought the place, I knew nothing about tractors which is why I came here.
What I found out is when I went to auctions, even back around 2005, pricing for used old tractors seemed stupid. I could not justify the out of pocket expense of what a new tractor would run me to the misses for the size I thought I would need (like a gun safe, bigger is always better LOL). Locally, even back then, there didn't see to be many used tractors for sale that justified the price vs buying new IMO.
That said, good thing I did come here. I got to meet John Thomas in person, he gave me a test drive on his F series Kubota, price wasn't bad at the time IMO for under 150 hours on it, so I bought it.
Picked up some spare parts at the local Kubota dealer a couple of months ago. He had a F mower sitting in his showroom. Feel over dead when I saw the price. More than double than any used vehicle we've ever bought.
In hindsight (perfect science) after 20 years living here, should have financed a tractor and got what I wanted. Now, being empty nesters, we're getting ready to downsize because the house and property is too big for us. Life sure is funny...