The Ram power wagon rides very well. It has soft springs for off road work but can’t tow much due to the soft springs. People do put airbags in the rear springs to tow more.
Financing at 0% interest is free money. I Took advantage of it and I’m glad I did. My last tractor saved me about $150,000 over the last 24 years so I think it was an acceptable deal.🤷