0% for 60 mo. JD credit!

dieselram · Sep 8, 2009

The dealer just confirmed it, I can get a new 2305 with a 62" deck and choice of tires for 11,700 good deal? I am also considering trading my 4300 TLB in for a 3320 TLBM, big r4s, 485 BH w/18", 300CX no bucket (I have spares), hydro, 60" auto connect deck, 3rd valve and the fancy grill guard for 33,600 and they will give me 16k on trade. What should I do? Can I do better, 60 months 0% is VERY temptimg! Mine is 0% forever because I don't owe a dime on it!

MessickFarmEqu · Sep 8, 2009

most companies are offering 0/60 now. Many are even doing 0/72. Price is pretty high for what it is. You've gotta watch the games. Your probably paying a fair cost of that 0/60 in an inflated price for the tractor.

ddivinia · Sep 9, 2009

Ask for a cash price and see if it changes any.

d.

kwswan · Sep 9, 2009

you are not getting anything for free.they are charging you for getting 0% int. i just went throught this with deere on a rd baler. there was the cash price which was about $1800.00 cheaper than the financing price. then if you wanted to pay a little more you could get a cheaper int. rate. it is just like a mortgage on a home, pay a few more points & you can get the cheaper rate. there is no such thing as true 0% interest,it is going to cost you something somewhere down the line.

6dog · Sep 9, 2009

So what's a fair price for that setup?

I'm shopping myself right now.

Double Orange · Sep 9, 2009

I'm Glad J.D. Has finallyyyyy. Offered the 0 % X 60. This may take off some the pressure KUBOTA has had filling there orders.!!

BUT. Kubota didn't take Bail Out Money.

J.D. Did.

Say what you want ,I have all of you on ignore!

6dog · Sep 9, 2009

Double Orange said:
I'm Glad J.D. Has finallyyyyy. Offered the 0 % X 60. This may take off some the pressure KUBOTA has had filling there orders.!!

BUT. Kubota didn't take Bail Out Money.

J.D. Did.

Say what you want ,I have all of you on ignore!

Thanks for the intelligent reply.

6dog · Sep 9, 2009

dieselram said:
The dealer just confirmed it, I can get a new 2305 with a 62" deck and choice of tires for 11,700 good deal? I am also considering trading my 4300 TLB in for a 3320 TLBM, big r4s, 485 BH w/18", 300CX no bucket (I have spares), hydro, 60" auto connect deck, 3rd valve and the fancy grill guard for 33,600 and they will give me 16k on trade. What should I do? Can I do better, 60 months 0% is VERY temptimg! Mine is 0% forever because I don't owe a dime on it!

Just checked the website. They state they are only offering the 0% for 36 months on the 2000 series.

Homeowners - Special Offers - Compact Utility Tractors

turbo36 · Sep 9, 2009

Double Orange said:
I'm Glad J.D. Has finallyyyyy. Offered the 0 % X 60. This may take off some the pressure KUBOTA has had filling there orders.!!

BUT. Kubota didn't take Bail Out Money.

J.D. Did.

Say what you want ,I have all of you on ignore!

Sorry but you are not correct on this, they took no "bail out" money, they simply took a low cost loan from the FDIC to keep financing during the first phase of the credit crisis because there were no banks with 2 billion in available credit at the time.

Take a little time to understand the banking business and the use of "over night funds" and you will know the difference between a "bail out" and normal banking practice.

I can't speak for Kubota but if they were using a Japanese bank for their funds most likely they used "bail out" money from the Japanese government.