Not much information to go on except that some how you have gotten by with vehicles on the cheap.:laughing:
Seriously alot depends on the condition of the tractor but if it were me I would rather find one in this size range with a power reverser tranny if you anticipate doing loader work. I think a 5000 or 6000 series tractor would be a better long term investment. These have been available for quite a few years but are still newer than the 55 series.
One other question, how have you determined what size tractor you need?