I am surprised to hear that there might be any doubt about the 3520's ability to pull a two-bottom plow of this size. My parents' next door neighbor has an old Ford 8N. It is a nice antique tractor, but there is no way his machine would come close to pulling a plow like the one mentioned as well as a mid frame JD with four wheel drive. I do agree the R1 tires are a better choice for plowing, but the R4 tires are not shabby, just wider. To me, our original poster will have no problem pulling this plow unballasted, and with three wheels if he wishes. I personally still recommend ballast because it keeps the rear of the tractor settled when pulling, but it is by no means a necessity. Am I reading correctly that a four wheel drive machine with R4's pulls the same as an equivalent size machine with R1's and two wheel drive? I am by no means an expert, but that seems to be an understatement. My 3720 will run absolute circles around my neighbor's old Massey, which is 50ish hp and two wheel drive and a larger machine. It pulls better on the flats, handles hills better, moves snow better and plows better in the whopping one instance I have done it on his property. It does this with R4 tires and he has R1 tires, although they are worn some. My vote is definitely "yes" for pulling the plow, but I would still get the tires loaded. Why not???
John M