I have an Iseki TX1300F and Satoh S-373D that were both stuck in 4wd when I bought them. The Iseki 4wd lever worked, but the guy who owned it didn't realize what it was so it stayed in 4wd. The Satoh was missing the roll pin that allows the lever to engage/disengage the 4wd and was set in 4wd. It also has a loader and front cracked rims (I'm attributing that to the loader) so the front end was treated pretty bad over the years. Oddly enough, I don't hear/see any issues with either front end as far as u-joints/shafts/gears go. The Iseki had bad wheel bearings but the rest seemed good. I haven't been into the Satoh yet but it seems to work just fine. That doesn't necessarily mean it has much life left however. I guess my point is the front axles on these aren't necessarily over-delicate so I don't know if I'd worry a bunch about them. Definitely I'd take them out of 4wd if unnecessary, but apparently they can take a fair amount of abuse and keep ticking.
Also, I've heard the Satoh 4wd front ends are less-robust than some of the competing brands. I was surprised to find out that some of the Satohs (Beaver model for example) front ends use a double u-joint going to each wheel for turning. I noticed immediately that the turning radius is much tighter on the Satoh than the Iseki. This may contribute to a shorter life span to some extent. In general, it appears to be a fairly good design in my opinion.