Deere just introduced 0% for 60 months on the entire 4000 series lineup (4x20's, 4005's & 4105's) and 0% for 48 months on all the 2000 & 3000 series (2x20's, 2305, 3x20's, 3005's & 3203's) for the dealers in the Reno branch. I don't know what (if any) other branches have these programs. Also, these programs do NOT have additional charges in comparison to the older programs at shorter terms - so pricing should not be an issue.