Branson Financing Offers

[brtt485]

So after much research (mostly thanks to you folks) I think we have settled on a Branson 3520R. My question is this, right now they are offering 0% for 60 months but have any of you seen Branson offer 0% for 72 or 84 months in the past?

Massey has 0% for 84 months right now and New Holland has 0% for 72 months.

 

[Helitech]

Just bought a 5220r, the 0% price for the tractor was way, way higher than the cash price. I went through a local credit union and got a rate of 1.99% for 60 months.

 

[brtt485]

Just bought a 5220r, the 0% price for the tractor was way, way higher than the cash price. I went through a local credit union and got a rate of 1.99% for 60 months.

That would be ideal! Unfortunately in this part if the country buying a tractor is almost a foreign concept! I will look around though for sure.

Has anyone seen Branson go out beyond 60 months on their 0% offer?

 

[coralhead]

Not to sound mean but if you cannot pay for it in 60 months, maybe you can't afford that tractor. Cash price is the best deal.

 

[brtt485]

Not to sound mean but if you cannot pay for it in 60 months, maybe you can't afford that tractor. Cash price is the best deal.

Well there is some of the most baseless and useless commentary I have gotten from this site to date. Not that I owe you an explanation, but my ability to afford this tractor is not something even remotely in question.

 

[coralhead]

Most likely the reason for securing a loan at a financial institution is that Tractors usually do not come with a title that can be held to secure the loan. A local credit union may give a loan with some down payment but there still is going to be an interest rate. Like I said previously, I was mot trying to be mean. The other dealers will stretch the loans out further because their machines are much high priced. Good luck with your search.

 

[Garandman]

Where you buying it - Valentis?

 

[EddieWalker]

Can't say about Branson, but when I talked to the guy at Kubota about their zero percent financing, they have an added fee that they call insurance for those financing with them that was a deal breaker for me. I forget how much it was extra every month, but I found that the interest rate I ended up paying from another brand was less then their zero percent interest.

 

[brtt485]

Where you buying it - Valentis?

Ideally, yes. We are in Marlow so they are close and Ken seems like a good guy. Any thoughts on them as a dealership?

 

[Garandman]

Ideally, yes. We are in Marlow so they are close and Ken seems like a good guy. Any thoughts on them as a dealership?

Marlow - Gateway to Lempster!

 

[Mr Bitz]

What I've found is that most people purchase the 84month term with the 6.7%apr. What this does is it brings your payments down pretty low, also it gives you the cash pricing. Of course most people financing this will certainly try to pay it off sooner. But if you don't have the cash up front this is the best deal for keeping payments low and still get the cash price. Good luck.

 

[LincTex]

I bought mine at Big Red's in Granbury, TX and got 60 mos at 5.49% through AGCO financing.
I thought that was pretty fair.
Once my 16' x 24' addition is finished, I'll pay off the loan in full.

 

[polebarntips]

Line of Credit at Bank if you own a home and have equity is a good way to deduct interest costs and rates are low low..