Can I Get KTAC on a Late-Model, Used B-series?

[My Hoe]

I guess the headline pretty much says it all:

"Can I Get KTAC on a Late-Model, Used B-series?"

Okay, I do have more questions:

1. Will it cover both Liability (i.e., "3rd Party Benefits") and;

2. Will it cover damage to the tractor (i.e., "1st Party Benefits") and;

3. Will it cover me off of my own property AT ALL--as in, I cross the street, to plow out the berm the Town's snow plow left in the end my neigbor's driveway, and someone skids into me, etc....

4. Will it cover me, AND my tractor, OFF of my own property, for BOTH Liability and (My tractor for Damage) if I'm doing a job, say for a neighbor, FOR MONEY. IOW, for light, commercial use/"cash work," AND cover the tractor (i.e., again, for "1srt Party Benefits")?

5. How much are the premiums?

6. How much Liability does it provide?

7. How much 1st Party coverage (again, coverage for damage to MY tractor) does it provide?

8. Does it provide any coverage to ME, for personal bodily injury to ME, if I do something stupid (or someone hits me?)

Phew! I guess that was more than a single headline's worth of questions, huh?

Thanks much!

My Hoe

 

[sandyc]

Suggest u contact insurance co directly

 

[My Hoe]

Suggest u contact insurance co directly

I'm sorry...I thought I remembered a member here, actually called "KTAC," or something similar, who either sold, or otherwise represented, the insurance company.

I also (apparently mistakenly) thought that since a significant number of TBN/Kubota members buy used machines, the question might have a fairly broad appeal.

My bad.

My Hoe

 

[Grandad4]

I'm sorry...I thought I remembered a member here, actually called "KTAC," or something similar, who either sold, or otherwise represented, the insurance company.

I also (apparently mistakenly) thought that since a significant number of TBN/Kubota members buy used machines, the question might have a fairly broad appeal.

My bad.

My Hoe

You remembered correctly about "KTAC", but since you posted at 10:45 on a Friday night, you might need to wait until the office opens on Monday for a reply. I have coverage with KTAC but would think a reply from them would be more useful than me digging out the policy and attempting to figure out answers to your questions. Worst case, a phone call to them should quickly answer your coverage question re. used equipment.

 

[oldballs]

I think that I can answer a couple of those questions viz., KTAC only covers the tractor itself, on or off the property IIRC. They don't have anything to do with liability IIRC. They probably can cover a used tractor.

 

[jeff9366]

Here is KTAC contact info plus KTAC threads from the TBN archive:

LINK: https://www.google.com/?gws_rd=ssl#q=ktac+insurance

 

[abcuster]

You can also post your question in the Sticky at the very top of this forum for KTAC insurance (go to the top of the forum).
http://www.tractorbynet.com/forums/...95-protect-your-equipment-ktac-insurance.html

He will likely see it there, but I agree - give him a call. Here's their website:
http://www.ktacinsuranceagency.com/

 

[My Hoe]

Thanks guys,

I really appreciate all your responses. And no, I wasn't meaning to convey that I expected anyone to dig out their policy and study it for me. For all we know, coverage varies according to which of the 50 states we're in (not to mention "mental states" LOL), right?

I guess I'm just over-eager/anxious to know if I'll be able to get a used machine covered (one dealer said "Yes, but only if WE--a Kubota dealer--sold it it you...) and another dealer said "Sure--you can contract with the company directly, even if you bought from a private party...).

Ah...dealers. :laughing:

Thanks again for the links and other contact info--very helpful.

I'll get on the blower on Monday.

Have a great weekend.

My Hoe

 

[k0ua]

I contracted with KTAC directly. I have it on my Kioti. I was already a KTAC customer from previous Kubota's. I have heard some say they would not write on other brands unless you were already a customer.. But I don't know for sure.

 

[My Hoe]

I contracted with KTAC directly. I have it on my Kioti. I was already a KTAC customer from previous Kubota's. I have heard some say they would not write on other brands unless you were already a customer.. But I don't know for sure.

James,

First, let me say that I ALWAYS enjoy your posts--their always rationale, thoughtful, helpful and respectful. Not that others aren't (almost) always that way--but yours are ALWAYS that way--IME.

Second, thank you for the weekend response. But I have just one question:

Did your Kubotas, or your Kioti, come to you through licensed Kubota dealers, or from private parties?

I bought from a private party--that's my main concern, in terms of whether I'll be eligible for a KTAC policy.

Thanks again, my friend--always good to hear from you. :thumbsup:

Sincerely,

My Hoe