I am going to look at a new ck30 gear on tuesday phone price is down to $14000 with free loader and perfered financing has anyone used kioti financing? how is this price? how does kioti handle insurance for financed tractors? I have looked at bobcats, kubotas, john deers, cub cadet yanmars and new hollands this seens to be the best deal that I can get so far. I am replacing a kubota l2250 2 wheel drive gear tractor Thanks Randy