SwampSnyper
New member
Working out a deal on a tractor which is suppose to be 0 down, 0%. Added implements and trailer and now they say I can't get the 0/0 deal for the whole package but offer a 1.29% package deal. Is this right?
Dealing: Is this right or no go
- Thread starter SwampSnyper
- Start date
- Views: 1567
herefromthere
Bronze Member
- Joined
- Jul 16, 2011
- Messages
- 74
- Location
- Wet Side of WA
- Tractor
- Kubota L3200HST 4WD, BH77 w/Mechanical Thumb, Land Pride BB1572 Box Scraper
In my search, New Holland was as you described. Kubota allowed financing at zero % for attachments that they carry and have relationships with those companies.
jwstewar
Elite Member
Here is how I handled it when I bought mine. I told the dealer to raise the price of the tractor $500 and give me a 4' KingKutter. NH never realized they financed a cutter in addition to the tractor.
OP
SwampSnyper
New member
Perfect! This site is awesome! Thanks to everyone.
DavesTractor
Elite Member
The 0 down and 0% is subsidized by the tractor manufacturer in most cases. They do not want to subsidize the free interest for the trailer company or the implement company, unless they have some sort of alliance. Makes perfect sense. So you either pay for them separately, or they do what is called a blended rate.
OP
SwampSnyper
New member
Thats exactly what we just discussed on the phone. Either take the 4.25% with no buy down or the 0% with a buy down fee for the manufacture items or get a blended rate of 1.29% + buy down fee with the other products or buy the other products separately. :confused2: 1st thing I'm gonna do with the FEL is smash my head.
OP
SwampSnyper
New member
Thanks Dave. Been reading a lot of your post here. They are a big help. Glad you are a part of this site.
