No, nobody has ever said I want less horsepower in the same frame, but if you don't know what your missing... I'm usually with it, I want the most HP the frame size will allow, but some times you just don't need it. When I originally bought my 3120 I was really considering getting a 25/2720 but being use to an 85HP utility tractor, I wanted something on a bigger frame. I was going to be using the tractor for remaking trails, adding some new ones and some more general use at a new cabin. I didn't need the extra power, even though if I'd gotten a 3720 I would have loved it and never could go back to the 3120, it has done everything I need. Since I have bought a lot of new land that needs to be completely redone, and thus the reason for the 110. If the extra $1800 won't gouge your pocket books, though, and you are comfortable with it, no doubt you'll feel it was worth it over time. If you can't find yourself to come up with the extra $1800, not knowing what your missing, it won't hurt you any and it will still do everything you need.