Thank you all for responding. After reading various experiences on the internet and thinking about this overnight, I am going to buy the rings. Whether needed or not, Costco is going to require them. Costco includes lifetime balancing, rotation and puncture repair with the tire purchase. I have used that multiple times on prior purchases with them and like having it. So I am either buying the rings and using Costco or going elsewhere and paying more money for different lug nuts, mounting the tires and future rotations and puncture repair. The policy maybe lame but it is cautious. In the meantime, I will probably carefully install the tires tonight and see how it rides until the rings come in.
As to the necessity of the rings, buried in the wheel installation instructions is verbage that stongly implies that rings are required. I am awaiting a response from Ultra Wheels. If they say the rings are required, what is lame that they don't clearly state that and the only reference is deep in the instructions.
From what I have read so far on the internet there is varying opinions about the rings. Some have HHR's experience not using the rings and not having a problem. Some had problems without the rings. I couldn't find anybody having a problem using the rings. Apparently it is a YMMV situation. For my situation, if I don't buy the rings, I will have to spend the money somewhere else for installation and different lug nuts. So I'm buying rings and realizing I should have talked to the installers rather than wheel sellers.
Thanks again for the help.