For digging in mostly-dirt I'm rarely needing my thumb, but occasionally I find a big rock that I know my wife will want put somewhere so I get off, adjust the manual thumb, and do my best to pick up said rock and relocate it... often having to get off and reset the manual thumb to a different extension at least once before I manage to pick up the rock.
I'm sure I'll get better at using my thumb eventually, but I can tell that a hydraulic thumb would be easier to pick up the rocks, and no dismount needed.
Is it worth a third again the price of the backhoe? Probably not for me - the backhoe itself is a convenience more than a requirement (I use it plenty, but I doubt having it will ever save the cost of renting a digger, though being able to get on and have the hole dug long before I'd even get to town to rent a digger is worth the backhoe to me!), and I don't encounter things I actually want to pick up with the backhoe often enough and I can make do just fine with the manual.