Insuring F450

[GreatWhitehunter]

What a difference a day makes. So I spent most of last night speaking with insurance companies. I also decided to reach out to a local agency. Well the agency went above and beyond to work this out for me. I was offered a commercial policy from progressive for a hefty premium. But they were also able to offer a personal policy through American Commerce if I was willing to insure all assets through them. Not only did they deliver but I was able to increase my coverages and lower my home owners by over $1k a year. My auto premiums increased by about $40 per month but we doubled the coverage amounts.

So while this was more of a hassle than I anticipated it certainly worked out for the better. I have looked into the farm plates in the past but wouldn't quality for them. I tried all the insures suggested by you folks(thanks!) but only Progressive was willing to take on the F 450. Now just waiting on the dealer to get it registered, hope to have it home tomorrow evening and will be sure to post pics!

Matt

 

[Tomtint]

Good to hear you got it figured out. A couple years ago I switched from a F350 dump to the F450 .. mainly for the widefront axle as well as the payload capacity. My 350s always squatted with a load of salt/sand in the spreader in the winter.. but back on topic.. I remember having the same issue as you then, the GVW of the 450 is 17,500.. we had to write a separate policy for it and I think it's about 1800.00 a year for 1M liability. It's primary used for plowing and adding a public safety policy to it is another 2500.00 a year..add the 450.00 +\- a year for the tags..and another 125.00 a year for the inspection.. and 7.5 mpg.... the thing is a cash sucking machine