watching Deere's introduction show on RFDTV about the new 3038 and 3032 tractors, they mentioned that these tractors(3038 and 3032) are the 'budget busters'. in other words, you've never owned a tractor in your life, then take a look at this one with the major features a first timer might desire such as hydro, mfwd, loader(although not quick-tach), etc. they took the main features that most desired from the 3000 series and made two tractors to compete with other manufacturers budget tractors. the 3020 series offeres you things such as availible cab, mid pto, cruise control, loaders that you can take off, etc.