I live in Maine and have a quote from my local JD dealer and it seems to compare pretty good with others around the area. Does this sound ok? 4120, Hydro, R-4, Folding Rops, 400x loader, 73" HD bucket with replaceable edge, ballast box, hood guard, level indicator. 448 bachhoe with 18" bucket............$25,639.00 tractor loader.......$6995 bachoe....$300.00 implement discount $650 JD incentive Grand total.....$31,684.00 please be honest.... List is about $37,475 /forums/images/graemlins/confused.gif