JD 4320 or NH 45DA choice

[Greyfields]

Here was what I paid for a 4120 on the West Coast (seemingly 20% higher than the rest of the country). I think the incrimental step from 4120 to 4320 shoudl be $1,800.

4120 $22,109
Open Station $0
eHydro $1,125
R4's $395
Dual Mid SCV $0
Third SCV $211
iMatch $244
Freight $1,521
Subtotal $25,604
Discount ($3,886)
Total $21,719

400X Loader $4,270
Mounting Frame $0
Hood Guard $0
73-inch Bucket $0
Bucket Level Indicator $41
Freight $392
Subtotal $4,704
Discout ($618)
Total $4,085

Total Tractor / Loader $25,560

 

[cjtinkle]

I just got a quote on the 4320 from the dealer back home, for even less.

4320 with open station standard seat, dual mid and single rear SVC, iMatch, filled R4's and eHdro, $21,350

400CX load with 73" heavy duty bucket $4200

$25,550! That seems like a great price.

$2000 for the MX5 brush hog
$2300 for the 72" Debris Grapple
$7,100 for the 458 hoe installed

 

[Z-Michigan]

Both nice tractors. IMHO the JD is a bit more rugged and has a few more nice features. I'm surprised that a 4320 is quoted for less than a TC45, but with that being the case I would definitely get the 4320.

 

[dynasim]

When I was looking last fall(in KS), the TC40DA with loader (I don't remember whether it was a supersteer model or not) was more than 2000 less than your quote(and that was without haggling at all). That was without the QA or remotes.

The tractor, by itself, was on the order of 19500.

Chris

 

[cjtinkle]

Thanks everyone for your help. We went with the JD 4320, 400cx loader, 12" auger, MX5 brush hog, 6' Debris grapple, and 6' Box Blade with the scarifying (sp?) teeth, and the 3 year extended warranty. Came in at just under $33k.

We'll be having it delivered around the end of the month when we go home.

Now, if I could just find insurance for it!

 

[Z-Michigan]

Congrats, sounds great.

I got my tractor insured through State Farm along with my house and cars. I don't think there was even any extra premium, I just needed to put it on the policy specifically. Only caveat was "non-commercial" use.

 

[cjtinkle]

Congrats, sounds great.

I got my tractor insured through State Farm along with my house and cars. I don't think there was even any extra premium, I just needed to put it on the policy specifically. Only caveat was "non-commercial" use.

We don't have homeowner's insurace, we fulltime in our RV. Obviously our RV coverage won't cover it. Our former homeowner policy company (Shelter) won't cover us as our previous New Hollad 45D was stolen.

 

[TCowner]

State Farm informed my about ten years ago that while the tractor would be covered under the homeowners policy for theft, rollover,etc. as long as it remained on my property. If it left the property for any reason it was no longer covered. I travel 1/4 mile to my mother's property in the winter to plow her drive way and was told I had no liablility or physical damage protection while I was on the road or plowing her driveway.

He also told me that the tractor was not covered while be trailered to the dealership for repairs/maintenance, etc. The only way the tractor could be covered off property was to write a separate policy that was about $900 at the time. I declined.

I switched insurance companies any found one that is extremely tractor friendly. They wrote a farm policy for me and while the basic home owners policy was about $50 more than State Farm I covered my $22,000 tractor and a host of attachments for less than $100 per year with a $250 deductable. The tractor and attachments were covered on and off the property.

 

[cjtinkle]

Yeah when we take delivery I'll have to check with the agencies in town, but I'm betting with the stolen one on our history we're going to have a tough time. It was a good thing our insurance covered ours away from the farm, as it was at the dealer's when it was stolen and they wouldn't cover it!