Not to beat a dead horse, I think Jkline's question has been answered. Just to be clear, my invoices were broken down with seperate line items for the tractor and each of the various implements. Pricing was below the JD website pricing configurator for every line item - exactly what my dealer told me it would be. Shipping and setup are obviously buried somewhere in the equation but it certainly wasn't added on for me to pay. My dealer is a very small mom & pop shop (literally), they've had their dealership for over 20 years. I have no reason to doubt what he's telling me regarding his delivery charges (or lack thereof).
As many of you folks have pointed out, what-ever you can stomach for the bottom line is really the only important issue. However, like car dealers that charge ADMU (Additional Dealer Mark Up) beyond sticker price for todays hotest model, you're starting from an artificially inflated price. Personally, I would never start dickering for a new car at higher than sticker and I wouldn't do it for a tractor either - it must be the thrifty yankee in me. But many other people are happy to do it.
Good luck with your purchase Jeff. -Norm