Kioti finance question

Dingo Man · Apr 4, 2012

Speaking with my dealer today. He adivsed if we went with the free loader deal then we could not recieve the 0% financing offered by kioti, he stated it was one or the other. I have looked on Kioti's website and could not find this in the fine print anywhere.
Can you dealers out there explain this to me. Specifically the free loader deal in leau of 0% financing. Thanks.

Mousefield · Apr 4, 2012

Dingo Man said:
Speaking with my dealer today. He adivsed if we went with the free loader deal then we could not recieve the 0% financing offered by kioti, he stated it was one or the other. I have looked on Kioti's website and could not find this in the fine print anywhere.
Can you dealers out there explain this to me. Specifically the free loader deal in leau of 0% financing. Thanks.

That's how it is, one or the other.

The dealer is not trying to rip you off.

I ended up doing the finance for 3 years. That was almost 4 years ago. :thumbsup:

Just saw the below on the web, notice the "or" between the free loader and finance option. Hope this helps you out.

"Stop in today and check out our full line of KIOTI Tractors. Now until June 30th, 2011 you can receive a FREE Loader or 0% for 48 months financing when purchasing a CK Series or DK35SE Tractor!!"

Dingo Man · Apr 4, 2012

Yup there it is. My bad. My wife and I looked all over and did not see that posted. Enough said. Mousefield thank you for making me feel like an idiot:confused2:

teg · Apr 4, 2012

Dingo Man said:
...feel like an idiot..

There's another thread about "0%" interest... basically it's NOT 0% if you have to pay extra for it.

Mousefield · Apr 5, 2012

Dingo Man said:
Yup there it is. My bad. My wife and I looked all over and did not see that posted. Enough said. Mousefield thank you for making me feel like an idiot:confused2:

Not trying to make you feel like anything, other than making you another happy Kioti owner.

:tractor:

CJONE · Apr 5, 2012

Real simple, get the free loader and shop the financing out. Should still be able to save 2-3k with low interest rates. CJ

GreenWannabe · Apr 6, 2012

I took the free loader, am paying 1/3 down, and payments on the other 2/3 are less than the 0 down 0% would be. Yes I am paying 5.5% interest but the total interest on my balance over the life of the loan is still less than the loader.