get the hydrostat .. I have this tractor and I do lots of commerical mowing, from big grass to the weekly stuff. ... if you are going to keep it cut, less then 6 inches before you cut it again, get a 6 foot finish cut mower with rear discharge, the first time you cut, you will have to run a little higher, like the wheels on the mower off the ground about 6 inches, then set the mower wheels at the highest postion and re mow again, , the hydro, will let you set your speed to what ever is needed, and get the loader right away , you wonder how you lived with out it...as far as PTO problems it is just a cable setting that is required, simple setting like adjusting the brakes on a bicycle, with the cable THERE ARE TWO ADJUSTMENTS POINTS, , Do not worry about the PTO problem,