I too spent more than my share of time debating what tractor to buy, but my decision was in the other direction: I couldn't figure out whether to get something along the lines of a <font color="orange">
B7610 </font> / <font color="green"> 4115 </font> / <font color="blue"> TC24DA </font>, or have a separate tractor and mower. I wanted a machine that could take a backhoe and do my logging/cleaning chores, but also one that could finish mow my 5+ acres. The one thing that kept scaring me out of making a final decision was buyer's remorse. I did
NOT want to spend $20k+, only to wish for more "umph" within a month or two. In the end, I swapped out lawn mowers to get the muscle I needed in that department, and got a separate tractor.
I've been really happy with mine. Sure, I had the backhoe dipperstick problem that others had, but it was covered under warranty. And I had the elm root vs. radiator reservoir tank (elm root wins every time) battle, which thankfully was covered under my inland marine insurance policy. Those things will happen, and hopefully I've had my dose of equipment bloopers for the next 5 years. /forums/images/graemlins/tongue.gif
One thing I kept reading about on here that I didn't really understand was the statement that you'll run out of traction before you run out of power. Boy, is that ever true. /forums/images/graemlins/shocked.gif I have loaded R1s on my L3400DT, and with the backhoe attached, I can push into a pile of dirt until the tires start to dig swimming pools. /forums/images/graemlins/grin.gif
Another issue that bears mentioning is stability. The only tractor I'd ever used before buying my Kubota (I just realized this is a JD board...am I going to be fined for this? /forums/images/graemlins/smirk.gif) was Dad's 1950 8N, which is quite a bit wider. I've taken the Kubota part-way up a few slopes that made me clench; the narrower setup makes a huge difference. I don't have any specs in front of me, but I think the large-frame models probably have better width, which would make them a bit safer. Of course, the added size will make it less maneuverable, but unless you've got really confined spaces to work in, it shouldn't make much difference.
Overall, you will probably never look back and say "I wish I'd bought smaller." /forums/images/graemlins/wink.gif